CNN reports today that Bed Bath & Beyond, with a partnership with CardCash, is allowing consumers to exchange Toys "R" Us or Babies "R" Us gift cards for a reduced Bed Bath & Beyond or buybuy BABY eGift cards through this Thursday. Yes, you have to act FAST.

The rate of the exchange is determined by different market factors. As of Tuesday afternoon, a $20 Toys "R" Us gift card would get $12.84 gift card and $100 would sell for a $64.20 gift card. To compare, a $100 Target gift card would get a $85.60 eGift card from Bed Bath & Beyond.

The eGift card will be emailed within one business day.